Florida Drug-Free Workplace Program
A safer workplace, and a 5% credit on your workers’ comp premium.
For trades and other hands-on businesses, workers’ compensation is one of the biggest costs on the books. Florida offers a way to bring it down. Employers who implement a drug-free workplace program that meets the requirements of Florida Statute 440.102 may be eligible for a 5% premium credit from their workers’ compensation insurance carrier, according to the Florida Department of Financial Services.
How the credit works
- Florida Statute 627.0915 requires the workers’ comp rating plans the state approves to give employers with a qualifying drug-free workplace program a premium discount, and requires your insurer to tell you the discount is available at your initial quote and each renewal.
- You apply through your insurance carrier using the state’s Application for Drug-Free Workplace Premium Credit Program (NCCI Form 09-01A), which offers the 5% credit. Re-certification is required each year.
- Self-insured employers apply to the state under Florida Administrative Code Rule 69L-5.220, which provides for up to a 5% credit.
What a compliant program needs
Under s. 440.102, that includes a written policy given to employees and applicants, 60 days’ notice before testing begins, job-applicant, reasonable-suspicion, fitness-for-duty and follow-up testing, a state-licensed or federally certified lab, and review of positive results by a Medical Review Officer.
What we provide
A complete Drug-Free Workplace manual with a Florida-compliant policy, a supervisor’s handbook, and all the forms you need to run it, plus drug screening with lab testing and MRO review. Your policy can be DOT compliant too.
Book a free consult · 941-321-6928
Premium credits are applied by your workers’ compensation carrier. Eligibility depends on maintaining a program that meets Florida law.